IP: 59.*.*.* India

WHAT MR SALAI ZIAUDEEN KAKKA HAS DONE LAST TIME IN AXEROX SHOP MAY BE CORRECT IN ONE POINT OF VIEW. BUT WE ARE LIVING IN A COUNTRY WHERE NO ISLAMIC LAWS ARE FOLLOWED AND RESOURCES FOR THE GOVERNMENT SCHMES ARE DERIVED FROM BANK ACCOUNTS WHICH ARE BASED ON INTEREST. IF STRICTLY SPEAKING WE CANNOT GET ANY ALLOWANCE FROM GOVERNMENT SINCE THERE IS RIBA( USERY0 INVOLVED IN THIS. THERE IS SPEECH THAT EVEN IN SUBSIDIARY GIVEN FOR HAJ PILGRIMAGE THROUGH HAJ COMMITTEE IS FROM INTEREST DERIVE OUT OF BANK DEPOSITS OF HAJ COMMITTEE ACCOUNT( I AM NOT SURE). IN THAT CASE PERFORMING HAJ THROUGH HAJ COMMITTEE IS HARAM( I AM NO SAYING LIKE THIS..). IN OUR COUNTRY CEILING SET BY THE GOVERNMENT FOR UTILISING GOVERNMENT WELFARE SCHEMES ARE SO LOW THAT EVEN POOR CANNOT GET THAT SCHME , IF HE DISCLOSES HIS CORRECT INCOME.. LIKE THAT MINIMUM CEILING SET BY THE GOVERNMENT FOR EXEMPTION FROM INCOME TAX IS MUCH LOW THAT EVEN LOWER MIDDLE CLASS PEOPLE CANNOT BE EXEMPTED FROM PAYING INCOME TAX, IF HE DISCLOSES HIS ORIGINAL INCOME, EXCEPT FOR THE NRE, WHO R ALL EXEPMTED FROM IT RETURNS.. SO MY SUGGESTION IS TO UTILISE GOVERNMENT SCHEME AS FOR AS POSSIBLE BY OUR PEOPLE, BECAUSE IT IS OUR MONEY, WHICH GOVT IS PAYING BACK..AS PER OUR CONSCIENCE, WE CAN SLIGHTLY ALTER THE MINIMUM CEILING, AND APPLY FOR THE WELFARE SCHEME, IF WE THING WE REALLY DESERVE FOR THIS..OUR COMMUNITIES ARE NOT UTILISING MANY OF THE GOVERNMENT SCHEME AND EVEN MANY OF US UNAWARE OF THESE SCHEME TILLS 2 YEARS BACK..

ANOTHER THING, IF WELFARE ALLOTTED AMOUNT IS LESS AND APPLICATION NUMKBERS ARE HIGH, IN THAT CASE WE CAN PAVE WAY FOR POOR TO UTILISE THE SCHEME.. BEFORE THREE YEARS, THE AMOUNT ALLOTED FOR MINORITY WELFAR SCHME BY CENTRAL GOVERNMENT WAS SENT BACK, BECUASE THERE WAS INSUFFICIENT NUMBER OF MAPPLICANT TO UTILISE THE AMOUNT.